"AFTER all, there is not one job market in America, but two. The formal market we always hear about — jobs that get filled through cold résumé submissions in reply to posted ads — accounts for only about 20 percent of jobs. The other 80 percent get filled in the informal job market.
If a young person happens to retain enough creative spirit to start a business upon graduation, she does so in spite of her schooling, not because of it. "
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